1034ja

    On the printed bill, delete everything after the enacting clause and insert:

    "    Section 1. That § 58-11-58 be amended to read as follows:

    58-11-58. Any schedule of rates or rating plan for private passenger motor vehicle bodily injury and property damage liability insurance and collision insurance submitted to, or filed with, the Division of Insurance shall provide for an appropriate reduction in premium charges for persons fifty-five years of age or older who have successfully completed a motor vehicle accident prevention course meeting the criteria approved by the Department of Revenue and Regulation.

    A motor vehicle accident prevention course shall include at least four hours of online or classroom instruction on the effects of aging on driving behavior; the effects of alcohol, drugs, and medications on older drivers; laws relating to the proper use of a motor vehicle and safe driving behavior; traffic crash avoidance and prevention measures; and driving hazards and risk factors associated with traffic crash prevention.

    However, insurers who offer a separate discount which is based upon the age of persons who are fifty-five years of age or older or upon their driving record, are exempt from the provisions of this section and are not required to make an additional filing with the Division of Insurance as a result of the discount required by this section.

    Section 2. That § 58-11-59 be amended to read as follows:

    58-11-59. Upon successfully completing the approved course, each person shall be issued a certificate by the organization offering the course which shall be used to qualify for the premium discount required by § 58-11-58.

    Section 3. That § 58-11-60 be amended to read as follows:

    58-11-60. A person shall take and pass the approved course every three years to continue to be eligible for the premium discount required by § 58-11-58.

    Section 4. That § 58-11-61 be amended to read as follows:

    58-11-61. The premium discount required by § 58-11-58 shall be effective for an insured for a three-year period after successful completion of the approved course. However, the insurer may require, as a condition of providing and maintaining the discount, that the insured:

            (1)    Has not been involved in an accident for which the insured is at fault;

            (2)    Has not been convicted, pled guilty, or nolo contendere to a moving traffic violation, or to a traffic related alcohol or narcotics offense; and

            (3)    Has maintained a driving record free of violations and accidents for which the insured has

been found liable for a three-year period prior to course completion.

    This section does not apply if the approved course is taken as specified by a court or other governmental entity resulting from a moving traffic violation. "