90^th Legislative Session _ 2015

Committee: House Commerce and Energy

                                            P - Present
                                            E - Excused
                                            A - Absent

Roll Call
P    Beal
P    Deutsch
P    Harrison
P    Hawley
P    Kirschman
P    Novstrup (Al)
P    Stalzer
P    Wiik
P    Willadsen
P    Wollmann
P    Zikmund
P    Schoenbeck, Vice-Chair
P    Rounds, Chair

OTHERS PRESENT: See Original Minutes

The meeting was called to order by Representative Tim Rounds, Chair.

MOTION:    TO APPROVE THE MINUTES OF JANUARY 16, 2015

Moved by:    Willadsen
Second by:    Zikmund
Action:    Prevailed by voice vote.

    HB 1024: repeal certain outdated and unnecessary statutes related to the Department of Labor and Regulation.

Presented by:    Tom Hart, Department of Labor and Regulation

MOTION:    DO PASS HB 1024

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Moved by:    Willadsen
Second by:    Stalzer
Action:    Prevailed by roll call vote. (13-0-0-0)

Voting Yes:    Beal, Deutsch, Harrison, Hawley, Kirschman, Novstrup (Al), Stalzer, Wiik, Willadsen, Wollmann, Zikmund, Schoenbeck, Rounds

MOTION:    PLACE HB 1024 ON CONSENT CALENDAR

Moved by:    Stalzer
Second by:    Kirschman
Action:    Prevailed by voice vote.

    HB 1025: revise certain provisions regarding banks and banking.

Presented by:    Bret Afdahl, Division of Banking

MOTION:    DO PASS HB 1025

Moved by:    Willadsen
Second by:    Harrison
Action:    Prevailed by roll call vote. (13-0-0-0)

Voting Yes:    Beal, Deutsch, Harrison, Hawley, Kirschman, Novstrup (Al), Stalzer, Wiik, Willadsen, Wollmann, Zikmund, Schoenbeck, Rounds

MOTION:    PLACE HB 1025 ON CONSENT CALENDAR

Moved by:    Kirschman
Second by:    Zikmund
Action:    Failed by voice vote.

    HB 1026: revise certain provisions related to the Department of Labor and Regulation.

Presented by:    Tom Hart, Department of Labor and Regulation

MOTION:    DO PASS HB 1026

Moved by:    Stalzer
Second by:    Zikmund
Action:    Prevailed by roll call vote. (13-0-0-0)

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Voting Yes:    Beal, Deutsch, Harrison, Hawley, Kirschman, Novstrup (Al), Stalzer, Wiik, Willadsen, Wollmann, Zikmund, Schoenbeck, Rounds

    HB 1028: revise certain provisions regarding money transmitters and money transmissions.

Presented by:    Bret Afdahl, Division of Banking

MOTION:    DO PASS HB 1028

Moved by:    Willadsen
Second by:    Stalzer
Action:    Prevailed by roll call vote. (13-0-0-0)

Voting Yes:    Beal, Deutsch, Harrison, Hawley, Kirschman, Novstrup (Al), Stalzer, Wiik, Willadsen, Wollmann, Zikmund, Schoenbeck, Rounds

    HB 1027: revise certain provisions regarding the regulation of certain money lending activities.

Presented by:    Bret Afdahl, Division of Banking

MOTION:    AMEND HB 1027

1027fa

    On page 6 of the printed bill, delete lines 6 to 11, inclusive, and insert:

"    Section 6. That chapter 54-4 be amended by adding thereto a NEW SECTION to read as follows:

    

    No person employed by a licensee to collect or attempt to collect any debt owed or due or asserted to be owed or due may:

            (1)    Harass, oppress, or abuse a borrower by:

            (a)    Using any threat of violence or harm;

            (b)    Publishing a list of names of borrowers who refuse to pay their debts absent providing such information to credit reporting companies;

            (c)    Using obscene or profane language; or

            (d)    Repeatedly using the phone with the intent to annoy borrowers;

            (2)    Use any false statement when attempting to collect a debt by falsely:

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            (a)    Claiming to be an attorney or government representative;

            (b)    Claiming that the borrower has committed a crime;

            (c)    Representing that the licensee operates or any person employed by the licensee works for a credit reporting company;

            (d)    Representing the amount the borrower owes;

            (e)    Representing the nature and character of any forms sent to the borrower in order to collect a debt;

            (f)    Indicating that the borrower will be arrested if the debt isn't paid;

            (g)    Using a company name;

            (h)    Indicating that the licensee will seize, garnish, attach, or sell a borrower's property or wages unless the licensee is permitted by law to take the action and the licensee intend to do so;

            (i)    Indicating that legal action will be taken against the borrower, if doing so would be illegal or if licensee intends does not intend to take the action;

            (3)    Give false credit information about the borrower to anyone, including a credit reporting company;

            (4)    Attempt to collect any interest, fee, or other charge on top of the amount a borrower owes unless the contract that created the debt or state law allows the charge;

            (5)    Deposit a post-dated check early; or

            (6)    Take or threaten to take the borrower's property unless it can be done legally.".

Moved by:    Schoenbeck
Second by:    Hawley
Action:    Prevailed by voice vote.

MOTION:    DEFER HB 1027 UNTIL JANUARY 23, 2015

Moved by:    Schoenbeck
Second by:    Wollmann
Action:    Prevailed by voice vote.

MOTION:    ADJOURN

Moved by:    Beal
Second by:    Kirschman
Action:    Prevailed by voice vote.

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Pam Kean

Committee Secretary

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